It’s difficult to answer this question, as it is subjective. Rather than too aggressive or too conservative, let's think of it as: Does the investment match the investor's risk profile? Is it a balanced mix that is "risk" appropriate for that individual?
If a person has a high risk-tolerance, that doesn't mean they should have all of their money in one of the high-risk funds in the plan, such as the "Commodities Index Fund." Investors need to diversify their investments. Typically, plans offer pre-blended funds that are diversified and offer a risk level appropriate to an investor's time horizon.
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