General Investment Education

What is investing?
Investing is committing money or capital to an endeavor with the expectation of obtaining an additional income or profit. Unlike consuming, investing earmar...
Tue, 15 Mar, 2022 at 1:32 PM
What does asset allocation mean?
Asset allocation refers to the general categories you can invest in, such as stocks, bonds, or cash.  In your retirement plan, you have the choice to invest...
Tue, 15 Mar, 2022 at 1:33 PM
What is risk tolerance?
Risk tolerance is an investor’s ability to psychologically endure the potential of losing money on an investment. A person’s risk tolerance can change throu...
Tue, 15 Mar, 2022 at 1:33 PM
What is a mutual fund?
A mutual fund is a type of financial vehicle made up of a pool of money collected from many investors to invest in securities like stocks, bonds, money mark...
Tue, 15 Mar, 2022 at 1:34 PM
What does “cap” mean?
The term "cap", as in large cap fund or small cap fund, is referring to market capitalization (Market Cap) which measures a business’s value based...
Tue, 15 Mar, 2022 at 1:32 PM
What is meant by diversification?
Diversification is a risk management strategy that mixes a wide variety of investments within a portfolio. A diversified portfolio contains a mix of distinc...
Tue, 15 Mar, 2022 at 1:35 PM
What are asset classes?
Here are some examples of asset classes: U.S. stocks (or equities): A stock is an ownership in a company; mutual funds invest in stock from many different...
Tue, 15 Mar, 2022 at 1:36 PM
Should my investment strategy change over time?
Generally speaking, yes. Over time investors usually become more conservative as they get closer to retirement. That said, not all investors can tolerate an...
Tue, 15 Mar, 2022 at 1:36 PM
Is there such a thing as being too aggressive? Or too conservative?
It’s difficult to answer this question, as it is subjective. Rather than too aggressive or too conservative, let's think of it as: Does the investment m...
Tue, 15 Mar, 2022 at 1:37 PM
What would you recommend for me if I don't understand investing and need help?
Remotiv is here to help guide you through the retirement planning process by providing the education necessary for you to make confident financial decisions...
Tue, 15 Mar, 2022 at 1:37 PM